Treasury check, or, at our option, a government issued document promising a payment to you at a future date ('Registered Warrant'), within the United States and payable in U.S. 'Item' is an original check, cashier's check, official check, U.S. 'Image Replacement Document' or 'IRD' means a substitute check, as defined in Check 21. 'Image' means the electronic image of the front and back of an Item, in addition to other required information, as specified by us, in the format we specify. 'Check 21' means the Check Clearing for the 21st Century Act. 'Capture Device' means any device acceptable to us that provides for the capture of images from Items and for transmission through the clearing process. 'Business Day' means Monday through Friday and specifically excludes any holiday on which either the Bank or Merrill is not open for business.

'Account' means your deposit or investment account with us to which you are authorized to make a deposit using a Capture Device. 'We,' 'us' and 'our' mean the Bank and/or Merrill, and their successors or assigns. 'You' and 'your' means a person or small business entity (or its authorized representative, as applicable) that has enrolled in the Service. Deposits made through other channels continue to be governed by the Deposit Agreement and Merrill Agreements. The terms and conditions of this Agreement, to the extent they conflict with those of the Deposit Agreement or Merrill Agreements, as applicable, supersede the terms and conditions of the Deposit Agreement or Merrill Agreements, only with respect to the deposits made through the Service. Client investment accounts held at Merrill are governed by the Client Relationship Agreement and the account agreement applicable to the specific type of account (e.g., by way of example, the CMA Financial Service Cash Management Disclosures and Account Agreement or the Traditional IRA Disclosure Statement and Custodial Agreement, collectively ('Merrill Agreements')). You can also read the Agreement at any time by visiting Help in our mobile apps (in the Bank of America mobile app go to Menu > Help > Browse More Topics > Mobile Check Deposit > Mobile Check Deposit Terms and Conditions or in the Merrill mobile app go to Menu > Browse More Topics > Check Deposit > Check Deposit Terms and Conditions).īank accounts are also governed by our Deposit Agreement and Disclosures, including the section entitled 'Electronic Banking Services,' and our Personal Schedule of Fees (or Business Schedule of Fees, as applicable) (together, the 'Deposit Agreement'). By enrolling to use the Service, you agree to be bound by the terms and conditions contained in this Agreement. ('Bank') and Merrill Lynch, Pierce, Fenner & Smith Incorporated ('Merrill') Mobile Check Deposit service (the 'Service').

This Agreement governs your use of the Bank of America, N.A. You may view the terms and conditions at any time in the Mobile Banking app menu by navigating to Menu > Help > Browse More Topics > Mobile Check Deposit > Mobile Check Deposit Terms and Conditions.

Bank of america checkbook